Private wealth advice
built around the life
you want to live.
Wealth should give you more time with the people you love,
the freedom to change course and the opportunity to enjoy a retirement that reflects your version of a good life.
That’s what we help you protect and grow.
For more than 20 years, Arch Capital has helped individuals and families across Australia turn financial complexity into clear, confident decisions. We begin with your life: what matters to you, what is changing and what you are working towards. Then we build your financial plan around it.
What We Believe
Good financial advice shouldn’t feel complicated
Every client works directly with a dedicated adviser who knows their story. Our five-step process is grounded in evidence, not guesswork, so every recommendation has a clear rationale you can understand.
Your future isn’t a forecast to manage. It’s a life to build. We’re here to help you build it.
Nigel Baker
Arch Capital Founder
“Total Wealth Management is more than investment advice. We do the investment part really well. However, the relationship and access to advice is what our clients value even more.”
Who We Help
The right advice, at the right time
Whether you are preparing for retirement, navigating a significant career transition or protecting your family through difficult circumstances, financial complexity does not wait. We specialise in the moments that matter, when clarity is essential and the stakes are high.
How We Work
A process built around you, not around paperwork
Before we talk about investments or strategies, we talk about you: your life, your goals and what financial clarity would actually mean for the way you want to live. Here’s exactly what to expect when we work together:
We start by listening, not advising.
We begin by understanding where you are now and where you want to go. We will ask about your financial position, as well as your life, priorities, concerns and the goals that matter most to you and your family. This understanding is the foundation for everything that follows. The better we know you, the more valuable our advice can be.
We show you exactly where you stand. And what’s possible for your future
At our second meeting, we present a clear analysis of your current financial position and a draft strategy for how we'd bridge the gap between where you are and where you want to go. This is where you start to see the shape of a real plan: not just a portfolio, but a coordinated approach to building, protecting, and eventually transferring your wealth. This plan becomes the foundation for everything we do together.
We only work together if it’s genuinely right for both of us
This is one of the most important stages in our process. Before proceeding, we openly assess whether we are the right fit for one another. We share our initial thinking and confirm that we can add meaningful value to your financial life. If we believe we can, and you agree, we formalise our engagement and begin developing your plan. This mutual commitment establishes a relationship built on trust, not obligation.
Everything agreed, documented with care.
We document your personalised plan clearly and carefully. Your Statement of Advice addresses the relevant elements of your financial position, which may include investment structure, tax considerations, estate planning, risk management and insurance, together with the steps required to put the recommendations into action. We take you through it, answer your questions and ensure you are comfortable before proceeding. Where needed, we coordinate with your accountant, solicitor and other professional advisers, giving you one central point of contact.
An ongoing relationship, not a set-and-forget arrangement.
Life changes, and your financial plan should evolve with it. We meet with you regularly to review your progress, revisit your goals and ensure your strategy continues to reflect your circumstances. Whether you experience a career move, a family change or a shift in the world around you, we adapt alongside you. Our long-term clients value the confidence of knowing that an experienced, trusted adviser is paying attention.
This is what it’s all for. Years of planning, so you have time to enjoy your kind of good.
Knowledge
Expand your financial knowledge with expert-led education
Through workshops, educational programs and online resources, we help you build financial knowledge and make more informed decisions with confidence.
I met Nigel Baker in 2004 when on his ascendancy in one of Sydney’s prestigious wealth firms. My firm was piloting a new program for financial services professionals with about twenty firms. Though youngest in the group, Nigel was a standout. That program of 2004 still runs today with thousands of advisers from hundreds of Australian wealth firms having attended. In many ways I have been lucky to learn more from Nigel Baker than he has learned from us.